Here’s what you’ll learn, and why it matters: lease purchase trucking companies offer a way to become your own boss without a huge upfront cost. Whether you’re aiming to build equity, get more freedom behind the wheel, or earn more per mile, understanding your options and choosing the right carrier is key. Let’s break it down.
What’s Really Going On with Lease Purchase Programs?
“Lease purchase trucking” lets you lease a truck from a carrier, run loads like an owner-operator, and eventually own the rig, often without a big down payment. You make weekly lease payments, cover fuel and maintenance, and take control of your business once the term is complete.
Pros:
- No large down payment required
- A clear path to ownership and higher earnings potential
- Business tax advantages, deduct fuel, repairs, depreciation
Cons to Watch Out For:
- Fixed payments even if your miles dip
- Maintenance costs can add up unless covered
- Some programs include balloon payments, penalties, or lack walk-away options
Pros, Cons & What to Watch Out For
| Pros | Cons / Watch-Outs |
|---|---|
| Build equity and potentially beat company driver earnings | Lease payments and maintenance may erode take-home profit |
| Drive newer equipment and run your schedule | Some carriers control loads and may have restrictive terms |
| Tax benefits as a 1099 business owner | Risk of being locked into contracts with unclear exit terms |
Top Lease Purchase Trucking Companies for 2025 (Drivers 1st Picks)
Here are five standout carriers featured on Drivers 1st with driver-first lease purchase programs:
ATS (Anderson Trucking Service)
Best for specialized freight (flatbed, heavy haul, van divisions). Offers up to $180,000/year potential, fuel and tire discounts, no forced dispatch. You keep more of what you earn, backed by a strong network.
👉 See details here
Soar Transportation Group
Stands out for its driver support systems: newer trucks (2021–2024) with APU and inverters, no money down or credit check, full maintenance programs, and consistent freight. They add financial coaching and business planning, aligning with a driver-first mindset.
👉 See details here
CRST
Known for accessible programs, no credit check, paid orientation, fuel discounts, and a strong network, especially appealing for team lease drivers or newer drivers looking to build experience and ownership.
👉 See details here
WEL Companies
A strong player in refrigerated freight with a straight lease program. Drivers benefit from no forced dispatch, no trailer payments, reefer fuel paid by WEL, and generous fuel discounts (averaging $0.35/gal at select stations). With flexible home time and business support classes, WEL positions drivers for long-term success.
👉 See details here
Warren Transport Inc.
Offers an OTR lease purchase with no money down, no credit check, and no forced dispatch. Drivers average $1,500–$1,800 per week after expenses and up to $90,000/year. Trucks include inverters and bunk heaters, with flexible scheduling (out 10–14 days, home bi-weekly). A great fit for drivers wanting independence without heavy upfront costs.
👉 See details here
What It Means for Your Career
If you’re disciplined and ready to manage business responsibilities, lease purchase can help you build real equity and earnings. But it also means fluctuating income and more responsibility. Not ready yet? Starting as a company driver offers stability, full benefits, and structure.
Mid-Post Soft Sell
That’s exactly why Drivers 1st exists. We help you cut through confusing lease terms and match you with carriers that fit your goals, whether that’s ownership, better pay, or more freedom.
How to Take Action or Apply
- Reach out to a Driver Advocate for help reviewing offers and navigating fine print.
- Ask the right questions:
- What’s the weekly lease payment?
- Is maintenance included?
- Are there walk-away options or early termination fees?
- What kind of freight and miles can you expect?
- Explore lease purchase listings with flexible terms and reputable carriers like ATS, Soar, CRST, SEL Transportation, Shelton Trucking, and others.
→ Talk to a Driver Advocate (No Pressure)
→ Search Lease Purchase CDL Jobs
Conclusion
Lease purchase trucking companies may offer the stepping stone to ownership, higher earnings, and a more empowered lifestyle behind the wheel. Whether you’re ready to drive now or just starting to explore, Drivers 1st is here when you are, with clarity, trust, and driver-first options.
Your license is your business, make it work for you.
For more updates and insights into the trucking world, stay tuned to Drivers1st.com!